As a MK, born and raised in Indonesia, I believe fully in international medical insurance. One of the biggest challenges for any church or mission group or non-profit serving in the mission community is the liability challenge to those traveling outside the U.S. or their country of residence. Why? Because 85 percent or so of the liability for any church or mission group sending short term teams overseas is related to international medical insurance, or lack of it.
This is why Good Neighbor Insurance provides top notch international medical insurance for short term teams. Here are top international medical insurance that also includes medical evacuation cover, for your short term team of one or many heading out for a few days up to 12 months. Our web page at https://www.goodmissionaryinsurance.com/travel-insurance-for-missionary-groups/ is a great place for you to start looking at these options.
Which works best for you? That all depends on what you are requesting. All of our short term team travel medical insurance covers medical insurance as well as medical evacuation. We have some that cover terrorism coverage, others cover person liability insurance, and then there are others that have option to increase your accidental death and dismemberment face amount.
Of course, the goal for any international medical insurance, actually for all types of insurance, is never to have to use it. But, as you and I know, bad things happen to all of us throughout our life time. What we need to do is be prepared to have someone else, in this case the insurance company, to bear most of the financial burden. Which card would you like to hand over to the medical facility if you needed medical care, your international medical insurance card or your Visa credit card? I know I would rather keep the latter in my wallet and hand over my international medical insurance card any day!
I have been on mission trips myself, and I know that the unexpected challenges come up. It is part of traveling. Right? Expect the unexpected, as I have heard said many times. Even though $40 USD for my travel medical insurance could buy me a lot of coffee overseas, I realize the importance of having the peace of mind that international medical insurance provides. If I can spend around $2,000 USD on a mission trip, I know I can add another $40 for my international group medical insurance policy. That is a no brainer!
Well, church leader and mission leader, I know that when your team has overseas medical insurance, that is one last thing you have to worry about. Let’s keep your liability exposure as low as possible so that you all can focus on the main reason you are leading a short term mission trip, to serve others in body, soul and spirit!
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www.goodmissionaryinsurance.com works in collaboration with Good Neighbor Insurance. Good Neighbor Insurance has been in business since 1997! Every one of our international trained and licensed insurance agents has a heart to serve you, our guests. It is a joy to know that we can provide you all with peace of mind with one of our many overseas medical insurance options to safe guard from financial calamity as well as providing you the best medical care while on your travels. To connect with Good Neighbor Insurance, please email us at or call us here in our Gilbert, Arizona office at 480-633-9500 or toll free at 866-636-9100.