great short-term missionary TRAVEL insurance plan: HCC Atlas. Designed for faith-based charities, short-termers, and individuals/churches volunteering for projects overseas.
We recommend Atlas International short-term missionary travel insurance for missionaries wanting a renewable policy and for those wanting additional types of coverage. This Atlas International plan has additional add-ons such as personal liability, terrorism and crisis management, and Accidental Death and Dismemberment (AD&D).
- Coverage per day up to 12 months then may reapply
- Trekking to Everest Base Camp no longer covered
- Includes medical cover, medical evacuation, political evacuation, repatriation of remains, emergency reunion, terrorism cover, lost luggage, and many other benefits
- Includes $10,000 in personal liability coverage and can be increased to $100,000.
- Popular option for non U.S. citizens traveling outside of the U.S.
- Current policy holder: please click here to extend coverage or to get ID card
Current policy holder: please click here to renew coverage or to get a printable ID card
More about this short-term missionary travel insurance plan for you to consider:
If you are traveling outside of your Home Country and are at least 14 days old, you are eligible for coverage. If you are under age 70, you may select your Overall Maximum Limit, ranging from $50,000 to $1,000,000. If you are age 70 to 79, the Overall Maximum Limit available is $100,000. If you are age 80 or older, the Overall Maximum Limit available is $10,000.
- For under age 80, acute onset of pre-existing condition are covered to policy maximum.
- Travelers to USA – $15 co-pay for Urgent Care visits, includes walk-in clinics.
- Emergency Medical Evacuation benefit of $1,000,000
- Acute onset of pre-existing conditions benefit increased to match medical coverage maximum excluding chronic or congenital conditions such as diabetes or asthma.
- Trip Delay benefit added ($100 per day for up to 2 days when 12-hour delay results in unplanned overnight stay)
- Pet Return benefit (up to $1,000 to return pet home if member hospitalized)
- Lost Checked Luggage benefit $500
- Bedside Visit benefit added (up to $1,500 for economy ticket to enable family member to visit if member admitted to ICU)
- $10,000 in personal liability coverage
- $10,000 in Crisis Response coverage.
- Political Evacuation benefit $100,000 (only if state department declares Level 3 or 4 after arrival)
- Owned by Tokio Marine HCC, and reinsured by Lloyd’s of London
Listed below are just some of the benefits of the Atlas International missionary travel insurance plan:
- Hospital Room and Board
- Intensive Care
- Ambulance
- Outpatient Treatment
- Acute Onset of Pre-existing Conditions
- Emergency Dental
- Emergency Medical Evacuation
- Terrorism
- Return of Mortal Remains
- Accidental Death and Dismemberment
- Lost Checked Luggage
- Trip Interruption ($10,000 – death of immediate family member).
- While the certificate is in effect, the benefit period does not apply. Upon termination of the certificate, underwriters will pay eligible medical expenses, for up to 90 days beginning on the first day of diagnosis or treatment of a covered injury or illness while the member is outside his or her home country and while the certificate was in effect. The benefit period applies only to eligible medical expenses related to the injury or illness that began while the certificate was in effect
- Atlas Travel offers up to $10,000 of personal liability to offset the following types of court-entered eligible judgments, or approved settlements, incurred by the member:
- Third-party injury
• Damage/loss of a third party’s personal property
• Damage/loss of a related third party’s personal property - No Liability coverage while operating a motorized vehicle of any kind
Optional add-on benefits
Optional Crisis Response Benefit Rider
This rider allows you to purchase an additional $90,000 in Crisis Response coverage. As Atlas Travel provides $10,000 in Crisis Response coverage in the base plan, purchasing this rider would increase the total Crisis Response benefit to $100,000.
|
Base CR Coverage |
Additional CR Coverage Available |
Total CR Coverage Amount |
|
$10,000 |
$90,000 |
$100,000 |
Optional Personal Liability Benefit Rider
This rider allows you to purchase an additional $90,000 in Personal Liability coverage. As Atlas Travel provides $10,000 in Personal Liability coverage in the base plan, purchasing this rider would increase the total Personal Liability benefit to $100,000.
|
Base PL Coverage |
Additional PL Coverage Available |
Total PL Coverage Amount |
|
$10,000 |
$90,000 |
$100,000 |
Optional Accidental Death & Dismemberment Benefit Rider
This rider, available to Members age 18 to 69, allows purchase of additional Accidental Death and Dismemberment (AD&D) coverage. Coverage may be increased to equal the medical maximum coverage amount. The AD&D benefit is not subject to the overall policy maximum.
Accidental Death and Dismemberment coverage provides benefits in the event of your death or loss of limb due to an accident. It does not cover certain activities and conditions, as listed in the policy.
As Atlas Travel provides $50,000 in AD&D coverage to Members age 18 to 69 in the base plan, this rider would increase the total AD&D benefit to $100,000.
|
Base AD&D Coverage |
Additional AD&D Coverage Available |
Total AD&D Coverage Amount |
|
$50,000 |
$50,000 |
$100,000 |
